Estate & Retirement

Devising an estate plan plays a vital role in securing your Charlotte family’s financial future. A well-designed estate plan can:

• Protect the assets you’ve accumulated over the years.
  
• Ensure that your assets pass on to your beneficiaries as you intended.
  
• Enable faster transfer of assets by avoiding or accelerating probate.
  
• Provide for the continued financial security of your family.
  
• Reduce the estate taxes an inheritance may trigger.
  

With a Certified Estate Planner (CEP®) on staff, JHG Financial can help you determine the best plan of action for you and your family. We can assist you in setting up the appropriate arrangements and estate planning goals you need to ensure your wishes are followed as you intend.

No matter what your age, retirement planning is an essential part of your overall financial road-map. Whether you’re early in your career, nearing retirement or already there, JHG Financial offers a comprehensive approach to retirement planning, including the accumulation phase before you retire and the distribution phase during retirement. We can provide in-depth analysis and work with you to identify the types of retirement income you expect to receive and offer recommendations. This could include pensions, social security, 401(k) plans, IRAs or savings and brokerage accounts.

What’s more, we can help you properly allocate your retirement portfolio to complement your investment plan. And, as you need income from your retirement plan, we can assist you in developing a strategy to maximize income while minimizing taxes, ensuring that you don’t outlive your resources. We will adjust your plan as your life adjusts to appropriately ensure your retirement income will sustainability support your desired lifestyle and goals.

Our Comprehensive Retirement Planning Services Include:

• Year round tax planning
  
• Tax wise investments
  
• Qualified retirement plan analysis and recommendations
  
• Debt restructuring to maximize allowable interest deductions
  
• Planned gifting strategies and charitable contributions
  
• Tax smart planning for employee stock options